Business owners
Considering how the wealth built through a company can support retirement and family intentions.
What The Kandus Method is designed to address
What could keeping more make possible?
The next chapter is about more than the size of your accounts. It is about what those assets can provide—for your retirement, your family and the generations that follow. Our planning centers on three objectives.
Reduce retirement-tax exposure.
Evaluate a more tax-efficient approach to your retirement assets, with attention to the costs and tradeoffs involved.
Support the retirement you want.
Build around the income and resources your lifestyle requires, alongside the goals you have for your family.
Preserve more for the next generation.
Make the wealth you intend to pass on a deliberate part of your strategy—not simply what remains.
The Kandus Method™
Your retirement.
Your family.
One connected strategy.
Potential benefits depend on your circumstances, costs, funding needs and the proposed design. Detailed evaluation comes before a recommendation.
Why a coordinated strategy matters
Look beyond the account balance.
A substantial retirement balance is only part of the picture. The Kandus Method™ considers how taxes, future income needs and your family’s legacy fit together—so decisions about one do not happen in isolation from the others.
Your priorities firstDefine what your wealth needs to accomplish for you and your family.
A personal designEvaluate the strategy against your assets, cash flow and long-term intentions.
Clear tradeoffsUnderstand the assumptions, costs and commitments before deciding.
Ongoing attentionReview the strategy as your family’s circumstances evolve.
Who we work with
For families making consequential decisions.
Our conversations often begin with people who have accumulated substantial assets, value attentive guidance and are thinking carefully about retirement and the next generation.
Professionals
Looking for a deliberate process to understand choices, tradeoffs and long-term planning priorities.
Families
Planning across generations while preserving the resources needed for their own lives and commitments.
If you are unsure whether your circumstances fit, Discovery is the place to begin.
Begin with DiscoveryYour planning journey
A considered process, one decision at a time.
The work begins with a broad conversation, then moves toward deeper education and personal evaluation only when the circumstances and priorities warrant it.
Discovery
Discuss priorities, broad financial circumstances and whether a detailed conversation makes sense.
Understanding
Explore the concepts and educational examples, with time to ask questions.
Personal design
Review the proposed structure, assumptions, resources and cash-flow needs.
Implementation
Coordinate applicable documentation, underwriting and implementation requirements.
Ongoing review
Continue the conversation as family circumstances and planning needs evolve.
The people guiding the process
Specialized attention, from the first conversation forward.
Andrej Kandus
Lead Architect · Founding PartnerAndrej leads the detailed design of each family’s proposed strategy, with close attention to how the components fit the family’s circumstances and long-term intentions.
Susan Colwell
Senior Retirement Specialist · Principal PartnerSusan guides prospective clients through educational conversations, clarifies priorities and questions, and supports the evaluation of next steps.
Common questions
Clarity before commitment.
Discovery is designed to help you understand whether further evaluation makes sense.
Is the Discovery conversation complimentary?
Yes. Discovery is complimentary and carries no obligation to proceed. It is an initial conversation about your priorities, broad financial fit and possible next steps.
Do I need to watch a webinar or read a guide first?
No. Contact us to arrange a Discovery conversation; no webinar or guide is required.
Will every family receive the same design?
No. Financial resources, family circumstances, funding needs and underwriting considerations differ. Detailed evaluation comes before recommendations.
Will I have support after implementation?
The relationship includes ongoing communication and periodic strategy reviews as your circumstances evolve.
Begin with a conversation
What could a different approach mean for your family?
Bring your questions about retirement taxes, future income and the wealth you hope to pass on. Discover whether The Kandus Method™ deserves a closer look for your circumstances.
Request a Discovery ConversationComplimentary. No obligation to proceed.